The easiest and most effective way to save is automatically. This is how millions of employees save through 401(k) and other retirement programs at work. It is also how millions of Americans save at their bank or credit union. How to Save Automatically The best automatic saving is when you make a decision to do…
A financially successful marriage does not happen by default. Managing your finances well as an individual is already a challenging task for most people, so when you add the emotions, habits, wants, wishes and desires of another person into the mix, the complexity increases exponentially. Money can be the source of great tension in an…
Debt is slavery. I know that is a controversial thing to say, but consider one of the definitions in the Webster Dictionary for ‘slave’, and you will understand what I mean: One who is completely subservient to a dominating influence Debt is a dominating influence in your life because it significantly limits the choices you…
Last week, I introduced you to a fictitious couple called John and Jane Mills. On the surface, this young couple looks like they are living an idyllic middle-class life. But under the surface, they are Struggling in their financial growth. With a combination of cash flow and debt issues, their financial lives are a source…
What is your financial level? Have you ever read an article or a book about finances and thought to yourself, “That doesn’t make sense for me.” This is especially true if the article is claiming to have something like the “10 Surefire Ways to Financial Success” or “The Only Investment Strategy You Need.” I could…
Several years ago, there was a commercial on television for a company that advertised itself by saying “Bad Credit, So What!” They even had a website called BadCreditSoWhat.com where they promised to approve almost anybody for a car loan. Sadly, the fact that this company’s whole marketing campaign was focused on “Bad Credit” indicated the extent of the…